{"id":88,"date":"2023-07-26T11:32:17","date_gmt":"2023-07-26T09:32:17","guid":{"rendered":"http:\/\/investigazioni-italia.com\/?page_id=88"},"modified":"2024-11-20T14:01:29","modified_gmt":"2024-11-20T13:01:29","slug":"credit-risk","status":"publish","type":"page","link":"https:\/\/investigazioni-italia.com\/en\/credit-risk\/","title":{"rendered":"Credit Risk"},"content":{"rendered":"

[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” module_id=”particles-bg1″ _builder_version=”4.21.0″ _module_preset=”default” background_color=”#66adc3″ custom_margin=”0px||0px||true|false” custom_padding=”100px||100px||true|false” custom_padding_tablet=”50px||50px||true|false” custom_padding_phone=”50px||50px||true|false” global_colors_info=”{}”][et_pb_row column_structure=”1_4,3_4″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.22.1″ _module_preset=”default” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|tablet” max_width=”1170px” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” custom_margin=”0px||30px||false|false” custom_margin_tablet=”0px||30px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/investigazioni-italia.com\/wp-content\/uploads\/2023\/10\/MMBusiness-light.png” title_text=”MMBusiness-light” _builder_version=”4.22.2″ _module_preset=”default” width=”80%” width_tablet=”30%” width_phone=”44%” width_last_edited=”on|tablet” custom_margin_tablet=”” custom_margin_phone=”||20px||false|false” custom_margin_last_edited=”on|phone” locked=”off” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”3_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”18px” text_letter_spacing=”2px” custom_margin=”||0px||false|false” global_colors_info=”{}”]<\/p>\n

BUSINESS INVESTIGATION<\/p>\n

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Credit risk<\/span><\/h1>\n

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Credit risk is one of the most significant challenges businesses face in the corporate world. It arises from the possibility that a debtor may fail to meet their financial obligations within the agreed terms, potentially resulting in a loss for the creditor. For this reason, effective credit risk management is not just an advantage but can be considered a fundamental strategic asset for any commercial activity.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjcwNSJ9fQ==@” button_text=”Richiedi maggiori informazioni” _builder_version=”4.22.2″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_text_color=”#FFFFFF” button_border_radius=”30px” button_text_size_tablet=”” button_text_size_phone=”18px” button_text_size_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ make_equal=”on” _builder_version=”4.22.1″ _module_preset=”default” width=”100%” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|phone” max_width=”1170px” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider color=”#FFFFFF” divider_weight=”3px” _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”||0px||false|false” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”18px” custom_margin=”-10px||||false|false” global_colors_info=”{}”]REPORT ANNUALI[\/et_pb_text][et_pb_number_counter number=”1350+” percent_sign=”off” _builder_version=”4.21.0″ _module_preset=”default” number_text_color=”#FFFFFF” custom_margin=”-20px||||false|false” custom_padding=”0px||||false|false” global_colors_info=”{}”][\/et_pb_number_counter][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider color=”#FFFFFF” divider_weight=”3px” _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”||0px||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”18px” custom_margin=”-10px||||false|false” locked=”off” global_colors_info=”{}”]CONTESTAZIONE RATING[\/et_pb_text][et_pb_number_counter number=”0%” percent_sign=”off” _builder_version=”4.21.0″ _module_preset=”default” number_text_color=”#FFFFFF” custom_margin=”-20px||||false|false” custom_padding=”0px||||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_number_counter][\/et_pb_column][et_pb_column type=”1_4″ disabled_on=”on|on|off” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_4″ disabled_on=”on|on|off” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_text_color=”#FFFFFF” text_orientation=”right” global_colors_info=”{}”]<\/p>\n

Focused on<\/p>\n

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GDO and GDS <\/i><\/p>\n

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Economic and Financial Investigations<\/i><\/p>\n

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Insurance and Banking<\/i><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.21.0″ _module_preset=”default” custom_margin=”0px||0px||true|false” custom_padding=”100px||100px||true|false” custom_padding_tablet=”50px||50px||true|false” custom_padding_phone=”50px||50px||true|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.22.1″ _module_preset=”default” width_tablet=”” width_phone=”100%” width_last_edited=”on|phone” max_width=”1170px” max_width_tablet=”100%” max_width_phone=”90%” max_width_last_edited=”on|phone” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” text_font=”|300|||||||” text_text_color=”#4398B2″ text_font_size=”36px” text_line_height=”1.2em” header_2_font=”|600|||||||” header_2_text_color=”#4398B2″ header_2_font_size=”35px” text_font_size_tablet=”36px” text_font_size_phone=”30px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Management of commercial credit risk<\/h2>\n

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In an increasingly unstable economy, managing commercial credit risk is crucial for business stability and competitiveness. Credit risk, or the possibility that a customer may fail to meet their financial obligations, can significantly compromise cash flow and a company's solidity. Proper credit analysis allows for the identification of potential defaults<\/strong>, reducing losses and strengthening financial resilience.<\/p>\n

Investigazioni Italia offers specialized services for credit risk analysis and business risk assessment, with customized solutions that help companies prevent issues related to commercial credit risk. They combine sector analysis with advanced investigative methodologies to provide a comprehensive and reliable overview. This integrated approach enables the discovery of critical details, such as hidden assets or opaque connections, offering valuable data for strategic decisions.<\/p>\n

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Business information analysis + Investigative Know-how<\/h3>\n

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We have developed investigative know-how that allows us to go beyond official information. Through rigorous and proven investigative methods, we can uncover and bring to light information that, for various reasons, may not be immediately visible or accessible. This includes, for example, details about hidden assets<\/strong>, illicit activities, or improper connections<\/strong>.<\/p>\n

The combination of these two areas of expertise \u2013 business information analysis and investigative skills \u2013 is what sets our investigative reports apart. Thanks to this synergy, we can provide an analysis that is not only accurate and reliable but also incredibly comprehensive.<\/p>\n

With a precision level exceeding 90%, our reports provide a detailed and reliable risk assessment that can offer invaluable support for business decisions.<\/p>\n

Whether it's evaluating potential business partners, investigating competitors, or protecting your brand, our investigative reports can provide the information and insights you need.<\/p>\n

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Investigazioni Italia\u00ae plays a crucial and indispensable role in the validation process of new franchisees or affiliates. This role is reflected in the provision of traditional economic and financial information, which is essential for understanding the solvency and financial stability of the potential franchisee or affiliate. <\/span><\/p>\n

Investigazioni Italia's contribution does not stop there. It also extends to an in-depth analysis of the target individual, both professionally and personally. This includes examining the individual's work history, professional skills, industry reputation, and other factors that may impact their capability and reliability as a franchisee or affiliate. Personal aspects are also taken into account, such as personal financial stability, personal reputation, and integrity.<\/span><\/p>\n

This holistic approach enables Investigazioni Italia\u00ae to provide a comprehensive and accurate profile of the potential franchisee or affiliate, ensuring that franchising decisions are based on complete, accurate, and up-to-date information.<\/span><\/p>\n

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Areas of Investigative Service<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.22.1″ _module_preset=”default” max_width=”1170px” max_width_tablet=”1170px” max_width_phone=”1170px” max_width_last_edited=”on|desktop” custom_margin=”0px||0px||false|false” custom_margin_tablet=”0px||0px||false|false” custom_margin_phone=”||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Informazioni ufficiali e rumors sull\u2019azienda” use_icon=”on” font_icon=”||divi||400″ icon_color=”#4398B2″ icon_placement=”left” image_icon_width=”30px” _builder_version=”4.23.1″ _module_preset=”default” custom_margin=”||29px|||” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Indagini sulla capacit\u00e0 di incasso dei crediti e abitudini di pagamento” use_icon=”on” font_icon=”||divi||400″ 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image_icon_width=”30px” _builder_version=”4.23.1″ _module_preset=”default” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Referenze sui principali fornitori\/clienti” use_icon=”on” font_icon=”||divi||400″ icon_color=”#4398B2″ icon_placement=”left” image_icon_width=”30px” _builder_version=”4.23.1″ _module_preset=”default” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Informazioni personali sugli esponenti” use_icon=”on” font_icon=”||divi||400″ icon_color=”#4398B2″ icon_placement=”left” image_icon_width=”30px” _builder_version=”4.23.1″ _module_preset=”default” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Investigazioni sul nucleo familiare degli esponenti” use_icon=”on” font_icon=”||divi||400″ icon_color=”#4398B2″ icon_placement=”left” image_icon_width=”30px” _builder_version=”4.23.1″ _module_preset=”default” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Verifica negativit\u00e0 commerciali e personali degli esponenti” use_icon=”on” font_icon=”||divi||400″ icon_color=”#4398B2″ icon_placement=”left” image_icon_width=”30px” _builder_version=”4.23.1″ _module_preset=”default” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Analisi web reputation sull\u2019azienda e board” use_icon=”on” font_icon=”||divi||400″ icon_color=”#4398B2″ icon_placement=”left” image_icon_width=”30px” _builder_version=”4.23.1″ _module_preset=”default” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Settore e mercati di riferimento” use_icon=”on” font_icon=”||divi||400″ icon_color=”#4398B2″ icon_placement=”left” image_icon_width=”30px” _builder_version=”4.23.1″ _module_preset=”default” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Analisi ed evidenze su eventuali nuovi progetti\/prodotti e nuove politiche di espansione” use_icon=”on” font_icon=”||divi||400″ icon_color=”#4398B2″ icon_placement=”left” image_icon_width=”30px” _builder_version=”4.23.1″ _module_preset=”default” locked=”off” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.21.0″ _module_preset=”default” background_color=”#4398B2″ custom_margin=”0px||0px||true|false” custom_padding=”100px||100px||true|false” custom_padding_tablet=”100px||100px||true|false” custom_padding_phone=”50px||50px||true|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.22.1″ _module_preset=”default” width_tablet=”” width_phone=”100%” width_last_edited=”on|phone” max_width=”1170px” max_width_tablet=”” max_width_phone=”90%” max_width_last_edited=”on|phone” custom_margin=”0px||0px||true|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_2″ 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Frequently Asked Questions<\/h4>\n

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The most common questions asked by clients at a Private Investigation Agency.<\/p>\n

[\/et_pb_text][chiac_divi_accordions chiac_i_header_bg_clr=”#DEF5FB” chiac_i_header_bg_clr_o=”#FFFFFF” chiac_i_left_icon_clr=”#4398B2″ chiac_i_left_icon_bg_clr=”#DEF5FB” chiac_i_left_icon_bg_clr_o=”#FFFFFF” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}” chiac_i_left_icon_bg_clr__hover_enabled=”off|desktop” chiac_i_left_icon_bg_clr__hover=”#FFFFFF”][chiac_divi_accordions_item title=” Quali sono le componenti del rischio di credito?” chiac_subtitle_state=”off” chiac_select_fonticon=”t||divi||400″ chiac_r_icon_state=”off” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

The nature of credit risk is not limited to the possibility of the debtor's insolvency. In reality, it also manifests in the simple deterioration of the debtor's solvency, which causes a decrease in the market value of the position held by the creditor. This is an expression of the risk borne by the funding entity. For this reason, institutions like banks evaluate credit risk by also considering the so-called LGD, an acronym for \"Loss Given Default,\" which refers to the loss rate in the event of default.<\/span><\/p>\n

 <\/p>\n

Credit risk is distinguished by two key elements: expected loss and unexpected loss. The first represents the average value of the loss that the funding entity expects to incur on a credit over a given time period. Therefore, especially in the case of experienced funding entities like banks, this risk is already calculated and documented in the company's financial statements.<\/span><\/p>\n

 <\/p>\n

However, the unexpected loss represents the probability that the actual loss will exceed the initially expected loss. This is where Investigazioni Italia comes in, using sophisticated tools and precise investigative methods to minimize surprises and provide more accurate and informed credit risk management.<\/span><\/p>\n

[\/chiac_divi_accordions_item][\/chiac_divi_accordions][chiac_divi_accordions chiac_i_header_bg_clr=”#DEF5FB” chiac_i_header_bg_clr_o=”#FFFFFF” chiac_i_left_icon_clr=”#4398B2″ chiac_i_left_icon_bg_clr=”#DEF5FB” chiac_i_left_icon_bg_clr_o=”#FFFFFF” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}” chiac_i_left_icon_bg_clr__hover_enabled=”off|desktop” chiac_i_left_icon_bg_clr__hover=”#FFFFFF”][chiac_divi_accordions_item title=”Cosa impatta sul rischio credito?” chiac_subtitle_state=”off” chiac_select_fonticon=”t||divi||400″ chiac_r_icon_state=”off” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

In periods of economic expansion, when the economy is growing and investor confidence is high, credit risk tends to decrease. This is because companies and individuals are generally in a better financial position and are more capable of meeting their credit obligations.<\/span><\/p>\n

 <\/p>\n

Conversely, during periods of economic recession, when economic activity contracts and investor confidence declines, credit risk tends to increase. During these times, companies and individuals may face greater difficulties in meeting their credit obligations, thus increasing the risk of default.<\/span><\/p>\n

 <\/p>\n

This is where Investigazioni Italia comes in, an organization specialized in risk analysis. With a deep understanding of economic cycles and strong debtor-specific know-how, Investigazioni Italia is able to provide detailed credit risk assessments, helping businesses navigate safely through periods of economic uncertainty and mitigate debtor-specific risk. The expertise and experience of Investigazioni Italia make it possible to achieve more accurate and informed credit risk management, contributing to protecting the financial health of businesses throughout all economic cycles.<\/span><\/p>\n

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<\/i> Call us now<\/strong><\/span><\/a> Call us now or fill out the form below<\/p>\n

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BUSINESS INVESTIGATIONRischio del creditoIl rischio di credito \u00e8 una delle sfide pi\u00f9 rilevanti che le imprese devono affrontare nel mondo degli affari. Esso deriva dalla possibilit\u00e0 che un debitore non possa far fronte ai propri obblighi finanziari nei termini stabiliti, portando cos\u00ec a una potenziale perdita per il creditore. Per questo motivo, una gestione efficace […]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"difl_page_category":[],"class_list":["post-88","page","type-page","status-publish","hentry"],"yoast_head":"\nGestione del rischio di credito | Investigazioni Italia<\/title>\n<meta name=\"description\" content=\"Hai il timore che un cliente non rispetti i propri obblighi finanziari? 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